At a busy roadside stall in Nairobi, a small food vendor realizes she is running out of stock just as the lunch rush begins. Instead of closing early or borrowing from friends, she pulls out her phone and, within minutes, money hits her account. There are no forms to...
In recent years, the financial industry has changed how it operates. Businesses are continually looking for new ways to improve customer experiences and make financial transactions simpler and more efficient than before. Nowadays, you can easily apply for insurance,...
Let’s talk about trading using Safaricom’s Ziidi Trader. Mobile technology is rapidly changing the way people invest, and mobile-based stock trading is becoming an important part of modern finance. In the past, investing in the stock market required...
Access to financing is one of the most important factors that determine whether a business survives or grows. Borrowed funds help a business cover daily operating expenses, purchase inventory, and invest in expansion, technology, and skilled employees. However, in...
Every business must decide how to finance its goals and future growth. The choice between borrowing money and giving up part of ownership can influence the company’s direction for many years. Capital structure is the mix of debt and equity a business uses to...
Debt is one of the most powerful tools in modern finance. When used carefully and with clear planning, it helps a business grow faster, expand into new markets, and invest in opportunities that would not be possible using only internal funds. Through financial...
